Now a days online shopping is convenient, easy and fast. We can shop when we want, compare prices and have our purchases delivered to our doors. Best of all, there are no supermarket lines that can be negotiated online. What’s not to like?
More and more we visit stores just to see the items, but then we go home to buy them online at cheaper prices. When we go to a store, it's always fairer to pick up items we've already bought online.
However, it is important to ensure a safe online shopping experience as shopping from the comfort of our own home becomes part of our daily lives. There are daily stories of online scammers and hackers, but the truth is that cybercriminals are less likely to have an impact on your credit card details on the internet than they do on the phone, by mail or in a restaurant. Even so, safe online shopping requires an extra level of vigilance.
Safe online shopping anywhere, anytime
- There are a few very simple steps you can take to make sure you enjoy a safe online shopping experience:
- Use only secure sites. Instead of “http://” look for a URL address beginning with “https://”. Also look for a closed padlock in the address of the web browser – by clicking or double-clicking on it you can see the details of the security of the website.
- Avoid shopping via Public Wi-Fi hotspots – Wi-Fi networks are common places for hackers to grab your information.
- Install any trusted anti-malware software.
- Be alert to the information being asked for. Do not give more information than is necessary to complete your purchase. Never reply to any unwanted request for personal information (especially bank account or credit card numbers and passwords), and never share personal information over the phone.
- Make online payments only with secure and reliable methods such as PayPal, WorldPay and other secure payment methods. If possible, use credit cards – your purchases are usually insured. If you accidentally enter your credit or debit card information to a malicious website or respond to a suspicious email containing that information, contact your credit card company immediately.
- Always log off, especially if you're sharing a computer with someone or if you've used a public computer (like a cybercafe) or a Wi-Fi network.
- Read credit card statements when you receive them and check for unauthorized charges. If there's anything unusual, report it immediately.